With the Chase Sapphire Reserve, your points are worth 1. 1% in that category. For those who don’t travel as often though. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. * That's $750 toward travel when redeemed through Chase Ultimate Rewards ®. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. Runner-up: American Express® Gold Card. You should avoid using your hotel credit at brands where you hold status. This fee may be worth. Winner: Blue Cash Preferred® Card from American Express. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. Welcome Bonus. Image Credit: Chase. If Sapphire Reserve is the gold medalist, then the Chase Sapphire Preferred® Card deserves a close silver in the travel rewards card competition. 31, 2025. Additionally, cardholders. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . Earn 5% cash back on first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. The card. That's $750 when you redeem. 0125, but your credit card will be charged the full remaining dollar amount. As a premium (read: annual fee-charging) travel card, Chase Sapphire Preferred has two advantages over the Chase Freedom in this respect: a 25% redemption bonus when you redeem your rewards for. These include 5x miles on travel purchased through the Chase Ultimate. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. Amex Platinum Card — Uber Cash. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. Work out your way — from HIIT rides to walks and hikes to strength training, and more:. 49%, and the Reserve starts at 22. It. Metal Factor: Measuring up to its peers, the Savor. Pros Valuable food-related bonus categories Welcome offer is worth $750. Simply put, the benefits of the Chase Sapphire Preferred are worth the $95 annual fee. The Chase Sapphire Preferred earns 2x points on travel purchases. 5, while Sapphire Preferred's earning rate is 5. Welcome bonus: 60,000 points after you spend $4,000 on purchases in the first three months from account opening. Chase Sapphire Lounge by the Club. Chase Sapphire Reserve vs. 5% cash back on all spending, which you can convert to 1. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. The bottom line. You earn 2x Ultimate Rewards points on travel and dining. Ink Business Preferred Credit Card: Best for small business owners. Bank Cash+® Visa. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. Rewards and benefits. If you can bring in $75,000 in new assets, have a Chase Sapphire Preferred Card or a Chase Sapphire Reserve and have an offer code, you can earn 60,000 points when you sign up for a Chase Sapphire Banking account. United Club℠ Infinite Card. But this offer. , both Chase and Wells Fargo are popular options. Both cards also offer plenty of premium perks aside from their rewards, and the benefits on the Chase Sapphire Reserve card add up to a greater. And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. So if you spent $25,000, you'd earn an additional 2,500. com or ESPNPlus. Its collection of travel and purchase protections, statement. 7 cents each, so to me, that’s a return of either 3. com, Hulu. Their portal is better than Chase but still annoying to use,. Competitors. The card earns 1. While the Chase Sapphire Reserve comes with a $550 annual fee, the Citi Prestige charges its own high fee at $495. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. 5 cents per point: Groceries through September 30, 2023; Gas through September 30, 2023; Annual membership fees through September 30, 2023; 1. 3x points on travel booked via Chase Ultimate Rewards portal. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. That’s worth up to $1,000 in travel. Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Dream bigger with the Disney Premier Visa Card from Chase. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. (7,829 cardmember reviews) Sign in to apply faster Apply as a guest * Offer Details †. Getty Images Travel credit cards are a specialized type of credit card that earn points or miles you can. The caps are higher with the benefits from Visa Infinite. Purchase protection adds additional peace of mind for purchases made with your card. If you would otherwise put a significant amount in travel purchases on the card, then the. A: Yes. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. Both Chase and Amex offer several different redemption opportunities for their points. 25 cents each if you have a Chase Sapphire Preferred® Card or 1. Yes, the Chase Sapphire Preferred offers several travel benefits including rental car insurance when you book and pay for the rental with your card and decline the rental company’s coverage at. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. 49% and runs up to 29. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Chase Sapphire Preferred® cost after using the travel credit is $45. empty checkbox Compare the Chase Sapphire Reserve Credit Card. To get you started, new cardmembers can earn 60,000 bonus points after spending. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. Both. Variable APR: 22. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Several other cards weigh in at 17g, including The Platinum Card® from American Express and the Capital One Venture X Rewards Credit Card. Both come with manageable annual fees for beginners and experts, at $95 per year. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. The Sapphire Preferred does have an up to a $50 credit for hotel stays booked through the Chase Ultimate Rewards portal. You won't have Priority Pass lounge access any longer, but you'll still be. Chase Sapphire Reserve: 60,000 bonus points for spending $4,000 in the first. Still, Chase Sapphire Preferred points are only worth 1. Here are areas where the cards beat the competition, with the maximum coverage amount by category. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Chase Sapphire Preferred® Card. It all starts with a sign-up bonus of. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. The 60,000 points new account bonus is also worth a minimum of $600 ($750 booking travel through Chase), which covers the annual fee for many years. Luxury Card trio. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. Yes, Chase Sapphire Reserve is worth its $550 annual fee if you spend at least $4,000 in the first 3 months and qualify for the card's initial bonus of 60,000 points. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. The Chase Sapphire Preferred® Card welcomes new cardholders with bonus Ultimate Rewards points after spending a moderate amount in the first three months. The competitors would be Amex Plat and C1 VX. But an annual fee should not be the end. The best credit cards of November 2023. The Preferred ranges from 21. The Chase Sapphire Reserve comes with a. The biggest difference between these credit cards is the annual fee, which goes from $95 for the Chase Sapphire Preferred to $250 for the American Express Gold. $95 ( see rates and fees) Welcome bonus offer. Which cards are better than the Chase Sapphire Reserve now that the annual. Rewards Program Agreement. Chase is offering 60,000 bonus points for new cardmembers who spend $4,000 on purchases in the first three months from account opening. The Best SAP Competitors of 2023. The Chase Sapphire Preferred® Card’s current welcome bonus is 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. Chase Sapphire Preferred Card. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Your points are worth 25% more when you booking award travel instead of cash or gift card rewards. That's $750 when you redeem. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. The new 80,000-point sign-up bonus represents the biggest welcome offer on the Chase Sapphire Preferred® Card in nearly two years. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. The new version of the lounge has snazzy. New cardholders signing up for the Chase Sapphire. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. Rewards winner. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire Reserve, doesn't come with a Priority Pass Select membership, offers weaker travel protections and only gets 1. Even though stays have to be booked through the Ultimate Rewards travel portal, the portal itself is super easy to use. How much value you get from your Chase Ultimate Rewards points will depend on how you redeem them. The balance transfer APR is also the same, and there is no introductory APR for either card. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. While the Chase Sapphire Reserve costs $550 annually, it’s fairly easy to get $300 of that back with everyday travel purchases throughout the year. The Chase Sapphire Reserve® has a much higher annual fee — $550, compared with $95 for the Chase Sapphire Preferred® Card — but it offers richer rewards and more perks. Chase Sapphire Preferred vs. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. The Sapphire Reserve has a higher annual fee of $550 compared to the Preferred's $95. Sapphire Reserve: Reserve Dethroned. Amex EveryDay Preferred (EDP): They have the same $95 annual fees. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. Credit Cards. Chase Sapphire Reserve® Credit Card. The Sapphire Reserve's most natural competitors are another card. Personally, my anniversary bonus is worth 1,523 (worth about $19 including the +25%). Chase Sapphire Lounge by the Club. Rating. Chase Sapphire Preferred® Card review: The best travel rewards card for less than $100?. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card. The Sapphire Preferred® has a annual fee compared to the higher annual fee with the American Express Gold card ( ). Each offers a variety of checking and savings accounts, plus convenient branches and ATM locations. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. As NerdWallet explained: “I have the Chase Sapphire Preferred, and virtually nothing gives me more pleasure when I pay and the cashier notices how gorgeous that card is. It has a generous sign-up bonus and you can earn points on. Capital One Venture Rewards Credit Card. 99% variable (see rates and fees ). Point transfers take a little extra work, but transferring your points could increase how much they. 25 cents per point). Since I had a plan, it only took me a few days to earn the bonus and get my extra. In this area, the Chase Freedom Unlimited shines. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. Use your $50 annual hotel credit through Chase Ultimate Rewards. The card carries a $95 annual fee. Here are some reasons the. In this article, we pit the Chase Sapphire Reserve® vs. Last month, Doctor of Credit flagged a notice buried in cardholder's statements indicating the bank's. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. For many, the decision comes down to this simple cost. Both offer up to $50,000 in. If you. Opt for pick-up. Deciding between two rewards credit cards often is just a matter of comparing the rewards you'll. Offer ends Mar. . Best for online grocery shopping: Chase Sapphire Preferred. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. The ability to earn bonus points has returned, earning at the following rates through March 2025: Chase Sapphire Reserve: Earn 10 points per dollar on Peloton equipment and accessory purchases of $150 or more — with a limit of 50,000 points. 1-2. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. Maria Adams, Credit Cards Moderator. The Chase Sapphire Reserve comes with a. 5 cents per point through the travel portal while the Chase Sapphire Preferred and Chase Ink Business Preferred cards each get 1. Chase Sapphire Reserve. The Venture X and Amex Gold cards both carry hefty annual fees that you’ll want to take into account before applying. Chase Sapphire Preferred - Refer-A-Friend - Chase. For savings. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. While that’s less than some premium travel cards charge, including the higher-end Chase Sapphire Reserve®, you. The competitors would be Amex Plat and C1 VX. 1:1 point transfers to Chase travel partners including major airlines and hotels. 60,000 Ultimate. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . Its initial bonus is 60,000 points. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. The nearly 12,000-square-foot lounge is a redesign and rebrand of the Club Lounge that existed in the space pre-COVID. Chase Sapphire Preferred® Card: Best for beginners. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Cardholders earn 5 points per $1 on travel purchased through. In late October 2022, the first Chase Sapphire Lounge by the Club opened in Hong Kong airport in the West Hall of Terminal 1 (near gate 40). $95. 25 cents per point in value. The Amex Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. When applying for the Chase Sapphire Preferred credit card, you’ll need good to excellent credit. The. The Chase Sapphire Preferred is designed for frequent and casual travelers. The Platinum. While competitors exist, the Sapphire Preferred is the clear winner by having the best transfer partners, insurance, and eco-system for generating points. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. You can book some of the fanciest Park Hyatt properties in the entire portfolio,. Chase Sapphire Preferred Card. Capital One Venture vs. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. Among the other benefits coming into play as of August 16, 2021, the card will now offer a $50 annual credit on hotel stays purchased through Ultimate Rewards. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. The Chase Sapphire lounge at HKG opened in October 2022, making it the first Sapphire lounge to open. 9% on all orders. You’ll also get more value in the first year with the Chase Sapphire Preferred card, even if you travel just a few times a year. 24% and 25. Chase Sapphire Preferred is still a great option. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. Best for Trip. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. One of the most important factors is your credit score. Shelle Santana discusses how protagonists Pam Codispoti and Eileen Serra shifted their focus to retaining customers. The Chase Sapphire Preferred is offering a welcome bonus of 60,000 Ultimate Rewards points upon completing minimum spending. Welcome offer. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Interest. Both cards also offer $10 per. In 2016, Chase cannonballed into the premium credit card market with an offer many found irresistible. Chase Sapphire Banking benefits. Using the Chase Travel Portal. Rewards: Earn 1. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. The Chase Sapphire Preferred also comes with two huge advantages that make it stand out from the competition — and well worth the $95 annual fee. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. Best for premium Uber. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. Rates and Fees. However, we value Chase points at 2 cents per point, making 100,000. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. Earning Rewards With both cards, you. At a minimum, you could turn 100,000 points into $1,000 in cash-back, or $1,250 in travel purchases thanks to the 25% bonus through the Chase travel portal. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. If you. Earning Rewards With both cards, you. Cons. By using that promotion along with my Chase Sapphire Preferred $15 per quarter statement credit and the Rakuten cash-back portal, my total order would up being closer to $10. Pros 3x points on restaurants. The Chase Sapphire Preferred now earns 3X on dining, which is a formidable opponent of the Amex Gold at 4X on dining. Some background: The Chase Sapphire Reserve became a 2016 viral obsession, with a disproportionately high number of millennials applying for the travel points-heavy card — despite (or perhaps. Both cards also offer roadside assistance, but the Chase Sapphire. First, you could book flights directly through the Ultimate Rewards travel portal. To get you started, new cardmembers can earn 60,000 bonus points after spending. Chase Sapphire Preferred: 60,000. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. Both cards have a variable APR between 18. Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. The Chase Sapphire Preferred is best for award travel beginners who want an introduction into the world of points and miles. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Insider pegs Chase Ultimate. Best at Citibank: Citigold® by. 60,000 Ultimate Rewards points will get you a minimum of $750 toward travel, though in reality you can get much more value than that with Chase’s transfer partners. Annual fee: $395. Just make sure you activate your subscription by December 31, 2024. Select which purchases you’d like to redeem points. 5. Foreign transaction fees: None Points transfer: 1:1 points transfer for Chase's hotel and. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. To see how Chase Ultimate Rewards stack up against the competition, we researched each program's transfer partners. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. With the Freedom Flex, you earn $200 after spending $500 on. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. And worst of all, Chase has finally removed Airbnb as an option. S. Chase Sapphire Preferred Card: Earn 60,000 bonus points after you spend. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. All you have to do after logging into your account is go to the main menu on your. The Chase Sapphire Preferred also starts you off with 60,000 bonus points worth $750 in travel booked through Chase Ultimate Rewards after spending $4,000 on purchases within three months of. The J. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. But this offer is only available in physical Chase Bank branch locations. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Best Alternatives to the Chase Sapphire Preferred Card: Best for International Travel: Citi Premier® Card Best for Lounge Access: Capital One Venture Rewards Credit Card Best for Everyday Spending: Chase Freedom Unlimited® Best for Renters: Bilt Mastercard® 🎉NEW! Unlimited Cash-Back Match Offer🎉 Chase Freedom Unlimited® Apply Now The Best Alternatives to Chase Sapphire Reserve. Winner: Chase Freedom Flex. Chase Freedom Flex℠*: Best for flexible. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Chase Sapphire Preferred. Chase Sapphire Reserve®. The Chase Sapphire Preferred charges a variable APR of 21. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. Then, select your Chase Sapphire Preferred card. locations and for a statement credit toward. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). Bio; Latest Posts;Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. Other Benefits and Drawbacks: One of the most affordable premium cards on the market, the Venture X comes with many benefits, such as a yearly 10,000-mile anniversary bonus, a. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Chase Sapphire Preferred is worth it if you spend $4,000 during the first 3 months your account is open, as you’ll qualify for an initial bonus of 60,000 points. $50 Annual Ultimate Rewards Hotel Credit:. The Chase Sapphire Preferred is a top-tier credit card for frequent flyers, offering valuable rewards, flexible redemption options, and travel perks. Chase Sapphire Preferred® Card. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. In exchange, cardholders get airport lounge access, an annual $300 travel credit and higher earning rates on dining and travel purchases: Up to 10X points on Chase Dining purchases and hotels and rental cars booked through Chase. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. com or ESPNPlus. Maintain $1,500 minimum balance. Best for Uber credits: American Express® Gold Card. 49%. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. Other reasons why Chase Sapphire Preferred wins include the fact that it. Feature. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. Chase Sapphire Preferred. The Chase Sapphire Preferred offers a slightly lower welcome bonus than the Sapphire Reserve, at 60,000 bonus points after spending $4,000 within the first three months of account opening. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. 49% to 28. Most Prestigious Credit. 40,000 bonus points after spending $3,000 in first 3 months. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. The Venture X has a $395 annual fee ( rates & fees) while the. Chase Sapphire. 25 cents each within the Chase Ultimate Rewards® portal. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. Enjoy benefits such as 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, and 2x on all other travel purchases, and $50 annual Ultimate Rewards Hotel Credit, plus more. or call collect at 1-804-673-1691 while outside of the US to file claims. The Sapphire Preferred has a $95 annual fee, while the Sapphire Reserve has a $550 annual fee, but I subtract $300 from that, due to the value of the travel credit. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards.